FVP, Portfolio Manager
Company: Cathay General Bancorp
Location: El Monte
Posted on: January 14, 2026
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Job Description:
Portfolio Manager (“PM”) is responsible for maintaining and
monitoring existing commercial loan portfolio and work closely with
the SRM who owns the relationship of these accounts. PM is expected
to maintain close contact with these clients and leverage the
relationship to identify and bring in additional new business
opportunities, both in loans and Bank’s other products and
services. PM is expected to provide “best-in-class” service to
these loan clients while following established Bank’s policies and
procedures. ESSENTIAL FUNCTIONS • PM is to work closely with SRM(s)
and Team Managers on the assigned loan portfolio by monitoring and
managing the credit quality of such portfolio. • Review to ensure
each credit is properly risk rated based on the Bank’s risk rating
system. • Maintain and grow existing client relationships,
cross-sell Bank’s other products and services. • Specifically
accountable for credit underwriting and origination of new credits
from the existing client base, portfolio monitoring, renewals,
amendments and annual reviews. • Work with designated underwriter,
loan assistants and other loan support staff to prepare the Credit
Commitment Report (“CCR”) • Reviews client’s accounts and
portfolios in order to identify, evaluate and determine the
appropriate course of action on potential credit quality issues in
order to maximize credit quality and minimize risk and potential
loss to the Bank. • Ensure compliance with Bank, regulatory and
credit requirements with emphasis on best-in-class customer service
while adhering to required timeframes from the client.
QUALIFICATIONS • Education: College graduate with major in related
fields. • Experience: • 7-10 years of loan account relationship
management experience, credit underwriting experience or a
combination of both. Thorough knowledge of lending regulations and
credit/underwriting practices. • Must have strong loan portfolio
management experience. • Must possess strong loan negotiation
(rates, terms, collateral requirements) experience. • Must possess
previous underwriting experience in the requisite area of
commercial lending. • Must have extensive knowledge and
understanding of Bank’s credit policy, risk management,
underwriting requirements and loan servicing. • Must have strong
knowledge and understanding of commercial and specialty group
banking products and services and have demonstrated ability to
cross-sell such products. • Skills/Ability: PC proficient.
Excellent verbal and written communication skills. Bilingual
(English/Mandarin or Cantonese) a plus but not required. Ability to
work well independently to restructure loans and/or lines of
credits. Must be organized and detail oriented and able to
multi-task. Ability to work effectively in a fast paced, high
production and team environment. Excellent time management skills
and be accustomed to working with deadlines. Ability to assume
responsibility and accountability for decision-making. Ability to
communicate effectively with all levels of Bank personnel.
Keywords: Cathay General Bancorp, Poway , FVP, Portfolio Manager, Accounting, Auditing , El Monte, California
