Credit Risk - Asset Based Lending, Vice President

Company: JPMorganChase
Location: Irvine
Posted on: April 3, 2026

Job Description:

Description Description Bring your expertise to JPMorgan Chase and join a leading team of ABL credit risk professionals. In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient and your work will have a direct impact supporting responsible business growth while anticipating new and emerging risks. Further, using your expert judgement you work to solve real-world challenges that impact our company, customers, and communities. Our culture is all about thinking outside the box, challenging the status quo, and striving to be best-in-class As a Lead Credit Officer, Vice President in Asset Based Lending Credit Risk, you will be part of the firm’s risk governance framework and a critical member of the risk management team. The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients. Credit Officers on the Commercial Bank Asset Based Lending team manage a portfolio of accounts and new business transactions. Job Responsibilities Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders Perform due diligence for loans, derivatives, leases and cash management including financial due diligence, financial and /or liquidity modeling, field exam, appraisal and legal diligence Lead ABL credit structuring and legal document negotiations Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations Required qualifications, capabilities, and skills Bachelor’s Degree, required. Minimum 5 years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge Strong understanding of capital markets, financing structures, derivatives, and cash management products as well as related documentation Excellent communication and presentation skills - both written and verbal Ability to think critically and multitask in a fast-paced environment Strong interpersonal and relationship development skills Proficiency in Microsoft Excel, Word, PowerPoint and Outlook Preferred qualifications, capabilities, and skills Formal credit training program a plus Bachelor’s degree in accounting or finance, preferred. This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

Keywords: JPMorganChase, Poway , Credit Risk - Asset Based Lending, Vice President, Accounting, Auditing , Irvine, California